• Payday Loans

    Simulating the cost of a payday loan: possible solutions

    What are the solutions for a payday loan?   Do you want to renovate your interior, finance your children’s studies or go on vacation but you can’t afford it right away? Simulate the cost of a payday loan. No problem ! You can today use what is called a payday loan. The payday loan is a credit that allows you to get money very quickly and without proof of use …   Like any type of credit, payday loan also comes with costs. It is therefore important to make a loan simulation before getting started. How to go about it ? Here are some ideas. What is simulating the cost…

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    In the event of an unexpected request a personal loan.

      Have you ever thought about applying for a personal loan to solve specific money needs? Since the appearance of fast loans on the Internet, new financial entities that want to join the fast money offer have not stopped appearing, and this new financial tool is increasingly demanded by all citizens who need to resolve certain unforeseen economic events.  In the following lines we will provide you with all the details so that you understand what exactly it is, what it is for, what its advantages are and how the application process for quick personal credits works. What are fast personal loans for? The first thing that should be clarified…

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    To improve your credit rating.

      Your credit rating or any other name and your ENT rating are the names given to the records where your financial history with banks is kept. In order to increase your credit rating, you must first establish a working order with banks. Here are the situations that lower and raise your credit rating: You should pay attention not to drop your credit rating; 1. If you have any disruptive loans, you should arrange them. If you have difficulty paying, you can go to the bank branch to extend the maturity and reduce the amount of installments. 2.Do not expire your credit cards due date. If you cannot pay your…

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    How does consumer credit work? How do I get it?

    Want a new car, to change your bathroom, to simply go on a trip …? Consumer credit can be the solution to finance your projects. The operation is very simple: a bank (the lender) makes a sum of money available to a client (the borrower). In return, the borrower agrees to repay the loan amount, with interest. Several conditions must be fulfilled to obtain consumer credit. How to obtain consumer credit?  To be able to obtain a consumer loan, several conditions are required by banking establishments. First, you need to: To be of age, Have taxable income in France, Not be registered in the National File for the reimbursement of…

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    3 proposals of commitments for indebted persons without creditworthiness

      Are you in debt and do you urgently need cash? You do not have creditworthiness and you do not have where to get the money you need? No problem. You have loan companies at your disposal, and more specifically products that are dedicated to people like you. Below are three proposals for liabilities for those in debt who have no creditworthiness. Be sure to check them out and you will certainly find something suitable! Loan for those in debt without creditworthiness Our first proposal is a loan for those in debt without creditworthiness. It is a long-term commitment with a small amount of formalities. The lender does not pay…

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    Cash loan and loan – differences and similarities

    Each of us may need a cash loan – buying a car, new home appliances / RTV or dream travel may not be possible without additional funds. An alternative to loans are non-bank loans, thanks to which cash can also come to us for the implementation of our plans. What is the difference between a cash loan and a loan? A cash loan One of the most noticeable differences between loans and borrowings is the institution that grants them. Cash loan may be available only at the bank. Financial institutions that are not banks may offer other forms of liabilities, but we will never get a loan from them. Banks…

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    Taking out residual debt insurance – is it worth it?

    The residual debt insurance is an insurance that is also referred to as residual credit insurance or credit life insurance and is referred to as RSV for short. The purpose of residual debt insurance is to protect the borrower or sometimes his or her surviving dependents from the consequences of borrowing. The protection within the residual debt insurance is variably compatible. This means that a residual debt insurance against death, but also against illness or unemployment can be taken out. In relation to the lender, the residual debt insurance is very good protection in the form of additional credit security. For this reason, residual debt insurance is often ceded to…

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    More expensive credit card purchases abroad

    I was surprised (and scared) by the news that the government increased the IOF for credit card purchases abroad. And for those who think the increase was small, it is better to hold on to the chair: it went from 2.38% to 6.38%. To get an idea of ​​the impact of this increase, if your card bill closed with the dollar at $ 1.70, after the IOF (Financial Transactions Tax) would be $ 1.81 . The purpose of this article is to briefly explain what the IOF is, why the government has raised it to this level, and to discuss alternatives for making purchases abroad, taking into account the current…